In this free Personal Budget Spreadsheet, you will get:
1
Quick Budget:
This tool can be utilized to give you a yearly or monthly summary of your expenses and income. It allows you to edit the frequency of the expenses and income from daily, weekly, bi-weekly, monthly, semi-annually and yearly.
2
Budget by Month:
This sheet allows you to plan from January to December projecting your income from several sources and your expenses. This sheet links to the Comparison Sheet and gives you a monthly and yearly total of each of the 8 spending categories and 5 income options.
3
Expense Tracking:
This sheet compares your monthly and yearly spending to your total income. The expense tracking sheet automatically tracks and makes comparisons between your income and expenses to determine if you are underbudget or overbudget.
4
Comparison Sheet:
This utilizes the Budget by Month and Tracking Sheet to provide a comparison of what was your estimated financial plan versus your actual income and spending activities. This can be examined by the full year, current month, prior month, year to date and specific months.
5
Daily Spending:
This sheet gives you 31 days to keep a detailed record of your actual spending habits in any or all of the 8 spending categories. This can be utilized if you are unclear of your monthly expenses total or if you just want to keep a daily record of your actual spending habits.
6
Customizable Categories:
In this sheet both the income and spending sections are completely editable and customizable and allows you to select the frequency of payment. The income section has 5 available income streams. There are also 8 spending categories with 10 sub-categories which include: transportation, home, utilities, health, entertainment, dining, kids and miscellaneous (includes 401k, donations, loans, gifts, credit cards, etc.).
BONUS
